Tamika Renee NgahamDiscover the 5 key factors that impact your business credit score and fundability. Learn how payment history, UCC filings, credit utilization, company financials, and legal structure influence your ability to secure financing—and what steps you can take to strengthen your credit profile today.
Tamika Renee NgahamThis blog clears up common misconceptions about business credit. It explains the key differences between personal and business credit, highlights the risks of using personal credit for business purposes, and clarifies the connection between the two types of credit—especially when personal guarantees are involved. The blog emphasizes the importance of building and managing separate business credit to protect both personal finances and business opportunities.
Tamika Renee NgahamLearn how Character, Capital, Capacity, Collateral, and Conditions shape your business's creditworthiness. Understand what lenders look for and how to position your business for financial success.
Tamika Renee NgahamUnderstanding the Dun & Bradstreet PAYDEX Business Credit Score is essential for building and maintaining strong business credit. This score, which ranges from 0 to 100, reflects how promptly a business pays its bills and creditors. In this blog, we explain what the PAYDEX score is, how it differs from consumer credit scores, and how to establish and improve your score to unlock better financing options for your business.