Three Business Credit Myths Debunked

Tamika Renee Ngaham

Published on: 12/03/2025

This blog clears up common misconceptions about business credit. It explains the key differences between personal and business credit, highlights the risks of using personal credit for business purposes, and clarifies the connection between the two types of credit—especially when personal guarantees are involved. The blog emphasizes the importance of building and managing separate business credit to protect both personal finances and business opportunities.